Selecting the right insurance policy is just like picking up your dentist, it might seem like a strange analogy but if we think logically all of us avoid our dentist till it becomes really painful so having a good dentist is a good insurance against future dental problems. If selected carefully insurance policy can provide…
The process of buying a house is simple you give some down payment and get a mortgage for the remaining amount. But the trickiest part of the process where most of the people make mistakes is getting the right type of mortgage at the right interest rate with the right features and for the correct…
Financial modelling is the most basic skill required throughout the entire spectrum of finance which includes personal finance, investment banking and corporate finance, strategic business planning etc. The entire decision-making process depends on the efficiency of financial model. An inefficient financial model can lead to catastrophic consequences. This blog will be restricted to the personal…
Budgeting is the most crucial part of personal finance planning which helps in optimizing the expenses and ensures financial stability by maintaining funds for savings and emergencies. However, budgeting mistakes can ruin the entire financial planning and can even prove detrimental for your financial goals. Hence avoiding budgeting mistakes can not only ensure that you…
There are basically two ways to live financially, first is saving your income and investing it over time to ensure your financial freedom which is not bad at all. Now the second way to live financially is to use credit as money and use the debt to get assets and leverage you way towards your…
