Retirement Calculator 2025: How Much Do You Need? UK, US, Canada, Australia | WiseInvestorPath
🎯 Free Calculator
Retirement Calculator: Am I On Track? 2025
Find your retirement target number, project your savings to retirement age, and see how big the gap (or surplus) really is.
UK State Pension age is 67 for most people
£
£
Per year, in today's money
Pension & ISA Details
£
£
£
Your contribution + employer match
£
%
After inflation. Balanced portfolio ~4–5%, equities ~6–8%
£
UK full new State Pension ~£11,502/yr (2024/25)
Your Retirement Target Number
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Based on the 25× rule (4% safe withdrawal rate)
Projected Balance by Age
Projected balance
Target
💡 How to Close the Gap
Important: This calculator provides illustrative projections only. Actual investment returns vary and are not guaranteed. State pension entitlement depends on your National Insurance record. This is not financial advice — consult a regulated financial adviser for personalised retirement planning.