Buying a house is personally and financially one of the most crucial decisions. Statistically it is an important financial goal of about 70 percent of the working population and nearly 80 percent of the working population takes mortgage to buy their houses. So, the most responsible thing to do would be to know about various…
Making the correct selection of the mortgage as per your financial health and goals is the most important decision that you need to take in the process getting a mortgage for yourself. This selection process can be broken in to two step first being knowing the various factors that lenders consider and second step would…
Managing your finance starts with getting a checking account which will act as a transactional focal point as you can easily track your income and expenditure. Checking accounts comes with basic features like debit card, online banking and chequebook. Some banks do offer additional features like overdraft and if you are maintaining your credit score…
Investing means using your capital which can include time, effort, money etc. to work with the expectation of getting a larger payout in future. Investing is the most important step in the wealth creation as the entire outcome of an individual’s financial planning depends on effectiveness and efficiency of their investing behaviour and investing strategy….
Credit score in simple terms is what it is called a score just like a common test score which defines a student’s eligibility to take admission in a university. However, this score defines a person’s credit repaying ability and his worthiness to take credit. It is an indicator for risk assessment for lenders like banks,…
