Introduction: Financial stability and likelihood to achieve long term solely depends on the ability to manage personal finance. Personal finance depends on a lot many factors like income levels, living costs, taxation policies and economic environment. A fair enough knowledge about the key financial ratios and factors that influence these ratios can provide an edge…

With rising inflation rates every year affording the cost of higher education in United Kingdom has become really a pain for students, their families and even for the policymakers. Making arrangements in these times a complex optimization between tuition fees, living expenses and various financial schemes. To avoid getting into debt students and their family…

There are certain events in everyone’s life which are of substantial importance and have consequences on finances. Events like getting married, starting a family, or retiring needs financial planning and strategic decision making. These events if planned properly will lead to a smooth life with less obstacles and if planned poorly can push anyone in…

Being financially free is the goal of any kind of financial planning and financial freedom refers to a financial state where you have enough money to survive without working or you have either accomplished your financial goals. Now to grow wealth or achieve your financial goals you need to make some investments which must give…